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It’s always important to be strategic about your finances. That means consolidating your balances, managing your financial health, and minimizing interest rates on multiple cards.
That’s why we want to offer you a special 5.9% annual interest rate on balance transfers to any VantageOne Collabria* credit card. By taking advantage of this special rate, you’ll get to:
- Consolidate your balances and pay only one interest rate on balances
- Save on annual fees from multiple cards
- Enjoy this 5.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer
This offer is available until January 31, 2020. So why wait?
To view all credit card options and take advantage of this offer, click here.
Terms and Conditions
¹This offer is available until January 31, 2020 on all consumer and business credit card accounts, except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details regarding Collabria cards that are eligible for this offer. You can also access this agreement to see what applies to the card of your choice.
BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.
BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period November 1, 2020 to January 31, 2020. This offer may be withdrawn or ended at any time without prior notice. This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card, which is the money the card issuer owes you, cannot be transferred as a balance transfer to a Collabria credit card.
²This promotional offer does not apply to transfers between Collabria accounts. Please continue to make your regular payments on transferred accounts until you receive confirmation that the transfer has been completed.
³In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. The minimum transfer amount without promotional offers is $100.
*To identify a Collabria-issued credit card, please check the credit card back; the issuer (Collabria) is always stated on the bottom left corner. If the credit card issuer is listed as Collabria, this card is not eligible for a balance transfer to another Collabria-issued credit card.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles’ design is a trademark of Mastercard International Incorporated.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. *Trademark of Visa Int., used under license.
There is nothing more important than the health and financial well-being of our members. We understand these are difficult times and feel that right now, it’s especially important to keep open lines of communication with our members.
Every response will be reviewed by our CEO and Senior Leadership team as we continue to provide you with an easy and comfortable way to share your thoughts and feedback.
We are all in this together and appreciate you letting us know how we can serve you best as we all move together into a phase of adjusting to a “new normal”.
Survey closes soon!
Take our quick survey its about 6 minutes long:
Our ATMs at the Vernon Main Branch location at 3108 33 Avenue are now envelope-less! Once you have finished entering your deposit, you can insert all of your cheques and/or cash at once then review and confirm and you are done.
Going envelope-less has the added benefit of saving paper and trees!
Stop by and check them out, our ATM vestibule at Main Branch is open from 6am to 10pm daily.
Apply today!
To help post-secondary students and recent graduates who will experience financial hardship over the summer due to COVID-19, the Government of Canada is launching the Canada Emergency Student Benefit through the Canada Revenue Agency (CRA) on Friday, May 15.
What is the Canada Emergency Student Benefit (CESB)?
The CESB will provide income support to post-secondary students who lost work opportunities due to COVID-19 and are not receiving the Canada Emergency Response Benefit (CERB) or Employment Insurance (EI). Eligible students will receive $1,250 per month from May through August 2020, or $2,000 per month for students with dependents and those with permanent disabilities.
Who is eligible?
Students are eligible to apply for the CESB if they:
- are enrolled in a post-secondary education program leading to a degree, diploma, or certificate;
- ended their studies or graduated no earlier than December 2019;
- are high-school graduates who have applied for and will be joining post-secondary programs in the coming months; and
- are Canadian students studying abroad who meet one of the above criteria.
How to apply and register for direct deposit?
VantageOne is working with the Canada Revenue Agency (CRA) to help members receive benefit payments faster and securely through direct deposit into your VantageOne account.
If you don’t have a VantageOne account, you can open one here.
To register for direct deposit through the CRA, you can sign up now through VantageOne Online or banking following these 2 steps:
- Complete the online form to register for CRA direct deposit.
- Apply for the CESB benefit
Questions?
For questions regarding the federal government’s eligibility and application process for the CESB program, please refer to the Government of Canada’s CESB Page
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Thank you to those members who voted in our 2020 Board of Directors election. The election closed on April 24, 2020 and the following individuals were elected for a three (3) year term:
- Wilf Mulder
- Juliette Cunningham
Ballot CountCandidate Number of Votes Percent of Votes
Wilf Mulder (incumbent) 140 41.18%
Juliette Cunningham 117 34.41%
Akbal Mund (incumbent) 83 24.41%
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VantageOne Credit Union is excited to announce the winners of our Peachland branch’s “Time to Travel Contest”. This contest was exclusive to our Peachland branch to reward and thank our loyal members and to welcome new members. The contest started on November 1st and concluded with our prize draw on April 15th. In light of the COVID-19 pandemic, our winners were awarded cash instead of the travel gift cards.
Congratulations to the lucky winners!
First Prize ($1,500 cash) – Patricia Dunn
Second Prize ($800 cash) – Ainsley Bender
Third Prize (travel luggage approx value $700) – Myra Brackstone
VantageOne Credit Union and our Peachland branch would like to thank our members and the community of Peachland for your continued support.
“It was great to see how successful the contest was and to watch it spread through Peachland by word-of-mouth and referral, we could really feel the support of the community”, says Erin Chadwick, Account Manager at the Peachland branch. “We are proud to volunteer and donate to many great causes in this community, and to see support come back to us with people choosing to invest locally with VantageOne, really meant a lot!”
We would also like to take this opportunity to remind members, we are here for you, and we know you need our advice and support now more than ever.
“During this difficult time we have been working hard to accommodate our members and still offer them all the help they need with the great service they are used to,” says Lenka Anderson, Member Services Manager a the Peachland branch, “We are here to help you with everything from opening accounts to guiding you through online banking or any ATM help you may need. Please do not hesitate to call us with any questions you may have.”
About VantageOne Credit Union
As a community-based credit union, we are owned by our members and operated by people who live here and are deeply invested in our communities. Our history as a credit union reaches all the way back to 1944 when we opened our first branch in Vernon. Since that time, we’re proud to have become a vital part of the local business economy. We offer services through six branch locations through the Okanagan in communities including Peachland, Armstrong, Edgewood and Vernon.
We offer Consumer & Commercial Banking Services, Wealth Management and Leasing Solutions.
Media Contact l Kirsten Regel, Vice President of Marketing l kregel@vantageone.net
Dear Commercial Members,
The VantageOne Credit Union Commercial Services Team wants to assure you that we will continue to support our member businesses and organizations during these financially uncertain times. If you’re facing financial challenges as a result of COVID-19 or the economic downturn, we’re here to help. Below is some further information about the Canada Emergency Business Account (CEBA).
What is the current status of this program at VantageOne?
VantageOne will be able to offer this program and we are actively working with our partners and the federal government to launch the CEBA program to our members as soon as possible.
Why has it taken this long?
The government is working through a process to get hundreds of financial institutions set up across Canada. We assure you that this is a top priority for our team and we have all available resources focused and working to get ready to launch this program as soon as it is made available to us. We are on the official list, in the queue and hopeful our turn will be within the next week.
How will I know the program has launched?
You will receive an email from us once the application goes live. Updates will also be posted on our website homepage, in our online COVID-19 Resource Centre and social media (Facebook, Twitter, Instagram and LinkedIn) when it is available and will include more information on how to apply.
Preparing to apply
We will be ready to accept applications soon. You can get ready by:
1.) Review the criteria to determine if your business is eligible. Click Here
- You can also review the Government of Canada’s CEBA site at https://ceba-cuec.ca/ for more details.
2.) Locate the documents you will require to apply:
- Your Canada Revenue Agency Business Number (BN) (15 digits) as reported at the top of your 2019 T4 Summary of Remuneration Paid (T4SUM)
- The employment income reported in Box 14 of your 2019 T4SUM
- A copy of your 2019 T4 Summary of Remuneration Paid may be requested. You can contact the Canada Revenue Agency to have them re-issue your 2019 statement if needed.
Please do not hesitate to reach out to the Commercial Services Team with any questions or concerns you may have. We appreciate your business and hope that we can work to address issues so you can focus on the well-being of yourself, your family, staff and company.
Sincerely,
The Commercial Services Team
1.250.545.9251 or 1.877.545.1957
info@vantageone.net