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Save trees with e-statements

One way to help the environment this year is to make the switch from paper to e-statements.

WHY? Save trees, saves money and time!

Why go paperless with e-statements?

– Save trees and reduce your environmental footprint
– Convenient access anytime, anywhere
– The option to download or print statements
– Images of cleared cheques
– No risk of confidential information being lost or stolen in the mail

How do you make the switch? It’s easy!

  1. Login to online banking
  2. Go to My Accounts and Statement Preferences
  3. Enter your email address
  4. Choose to opt-out of paper statements.
  5. Statements will be available through online banking and saved for easy access and backup purposes!

Or connect with our staff!

Contact Us

 

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EARN 50% MORE REWARD POINTS ON RESTAURANTS AND TAKEOUT

Support local restaurants!

Ordering in tonight or getting some curbside pickup? Whenever you pay for restaurant meals and takeout from April 1 to June 30 using your credit card with us, you’ll automatically get 50% more reward points for every dollar spent.

That’s right. You can enjoy your favourite meals while stocking up on reward points. It’s just another way we take care of our members.

Terms and Conditions

This offer is available from April 1, 2021 to June 30, 2021 on all Collabria consumer rewards credit card accounts (Cash Back, Centra Gold, World, Infinite, Travel Rewards Gold) and business rewards cards (No Fee Cash Back, Platinum Business Mastercard, Visa Infinite Business). During the promotional period, cardholders will earn 50% more rewards points when they use their Collabria credit card to pay for restaurant and fast food restaurant purchases. Classic, US Dollar and Low Rate Business credit cards are excluded from this offer.

Learn more about the terms and conditions here

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Mortgage Promotion – Grow With Us

What are the benefits of a VantageOne Mortgage?

– Relationship-Based “Wow” Banking
Members receive exceptional planning and advice expertise from our local staff who put your best interests at the forefront – because when you succeed, we succeed too!

– Local Decision Making
Our decisions and paperwork aren’t run up a chain somewhere in Toronto or Vancouver, all our decisions are made in our local branches or right here at our head-office in Vernon!

– Simplified Process
Start your application online and book an appointment online when it’s convenient for you!

– Flexibility
As a credit union, we have more flexibility than the big banks for our approvals. We don’t disqualify people for mortgages based solely on certain factors, instead, we individually review each application, and look at unique scenarios case by case.

Current Promotion Rate – as low as 2.09%*

Contact us to learn more or:

Start your application online and book an appointment online when it’s convenient for you!

*5 Year Fixed Mortgage Insured (rates subject to change). Limited time offer. Terms and conditions apply, please ask us for further details.

 

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Deposit on the go with Deposit Anywhere™

Don’t carry around a cheque in your purse or wallet waiting to deposit it in branch and risk losing it or having it stolen….deposit it right away with Deposit Anywhere™!

Today’s Tip: Depositing cheques is a snap


With Deposit Anywhere, you can quickly and securely deposit cheques with your smartphone or tablet, from anywhere, day or night. So whether you’re at coffee with friends, at work, or staying up late to get your banking done—any time is the right time to deposit cheques.

Here’s how it works
1. Open the app on your smartphone
2. Tap the “deposit” button
3. Select your account and enter the amount
4. Snap a photo of the front and back of your cheque
5. Confirm the details and tap “submit”. The money has been deposited!
6. Write “deposited” across the front of the cheque and store in a safe place for 120 days before destroying it.

Free, Fast & Secure 
Deposit Anywhere is a free service and just as secure as depositing your cheque at a branch. Plus, it’s fast. Most people complete their deposit in less than a minute and can do it from anywhere and at any time.

Download the VantageOne Mobile Banking App on iTunes for Apple devices or Google Play for Android devices today!

Frequently Asked Questions 

Have questions or need more information? Chat with us, e-mail us or give us a call

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Protect Yourself From e-Transfer Fraud

March is Fraud Awareness & Prevention Month! This is an annual campaign through the month of March that seeks to help Canadians recognize, reject and report fraud. Learn more here.

Follow VantageOne on social media and check our website often for new and important tips and tools to help you protect yourself from frauds and scammers. For more information check out our Anti-fraud Resources and videos here

Today’s Tips: Protect Yourself from e-Transfer Fraud

We all have a role to play in keeping our financial activity secure:

  1. Exercise caution when it comes to sending or receiving money.
  2. Only send money to people you know and trust, just as you would cash. Before sending, it’s important that you confirm their email address or phone number BEFORE sending the funds. An Interac e-Transfer transaction cannot be reversed once a recipient has deposited the funds. 
  3. Always use a strong password that can’t easily be guessed or found – and make sure you share it via a safe channel.
  4. Better yet: Set up Interac e-Transfer Autodeposit for ease and added security, the funds you receive will be automatically deposited into your account. If you are sending money, and the recipient has signed up for Autodeposit, then their funds will be automatically deposited as well.

What you should and shouldn’t do as the sender:

Don’t:

– Include the answer in your security question

– Share the answer to your security question via email, text or on social media

– Reuse the same security question and answer for multiple recipients

Do:

– Create a unique security question that only you and the recipient will know

– Only share the answer to your security question with the recipient over a secure method of communication, such as over the phone

 

What you should and shouldn’t do as the recipient:

Don’t:

– Create weak account passwords that anyone can easily guess

– Share your passwords with anyone or use the same password for all your accounts

– Suggest multiple senders use the same security question and answer

Do:

– Register for Interac e-Transfer Autodeposit to have money automatically deposited when you receive it

– Create strong and unique passwords to protect your accounts, including your email and social media accounts

 

 

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Launch Online Grant Program for Businesses

The program supports a rapid response for businesses and is accepting applications from businesses ready to start and finish their online shop within 12 weeks.

  • Up-to 25% of funds will be reserved for Indigenous businesses and businesses operating outside of the lower mainland and greater Victoria.
  • The funds must be used to hire B.C.-based company(ies) to do the online store development.

Offered on a first-come, first-served basis until funding is gone or closes on March 31, 2021.

Learn more: https://launchonline.ca/ 

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$60,000 CEBA Loans and $20,000 Expansion Funding

Relief for Business Members – Now offering $60,000 CEBA Loans and $20,000 Expansion Funding

If you previously received a $40,000 CEBA loan, you may now be eligible to top it up with an additional $20,000.
​New applicants may be eligible to apply for a loan up to $60,000. Learn more about the program changes here.

Small business owners are among those hardest hit by COVID-19. As your credit union, we are here to help you get through this with financial advice and assistance in accessing federal relief loans.

The federal government has announced several measures, including the Canada Emergency Business Account which is a relief loan designed specifically to help cover operating costs for organizations experiencing temporary revenue reductions.

Qualifying VantageOne business members can get an interest-free, government-guaranteed loan of up to $60,000 to help ease the financial strain incurred as a result of COVID-19.

The deadline to apply is March 31, 2021.

Learn more here – FAQs, Eligibility and Further Details

Apply for CEBA here
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BC Small and Medium Sized Business Recovery Grant

The BC Small and Medium-Sized Business Recovery Grant program provides fully-funded grants to businesses to ensure they have the support they need during and beyond COVID-19.

Grants of $10,000 to $30,000 are available to small and medium-sized B.C. businesses impacted by COVID-19. An additional $5,000 to $15,000 grant is available to eligible tourism-related businesses.

The program runs until March 31, 2021, or until the funds are fully allocated, whichever comes first.

The first step is to apply for funding online.

Learn more about the program and eligibility here.

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RRSP Catch Up Loan Promo

PROMO ENDED ON MARCH 1, 2021

Making an RRSP contribution helps you save on taxes – you may even get a tax refund. But what happens if you don’t have enough money to make a contribution? Should you borrow through an RRSP loan? Read below to learn more.

How can an RRSP Catch Up Loan help me?

Putting away money for your RRSP can be difficult, especially if you’re dealing with bills, credit card debt, and other life commitments that don’t allow you the time or money to focus on your retirement goals. If you fear you will not be able to contribute to your RRSP this coming year, then the RRSP Catch Up loan is the option for you. It allows you to borrow money at low rates in order to keep contributing to your RRSP.* 

What are the benefits of a VantageOne RRSP Catch Up Loan?

Using an RRSP loan can be a powerful strategy to boost your RRSP contributions and build your retirement portfolio. The RRSP Catch Up Loan allows you to fill up this contribution room while reaping the rewards of the tax benefits. Plus, with VantageOne you get these extra benefits:

  • •local approvals
  • •competitive rates – check out our special offer below!
  • •weekly, bi-weekly or monthly repayment terms
  • •& more!

Current Rates*

  • • 1 year term loan insured – 2.25%*
  • • 1 year term loan uninsured – 2.45%*

*Rates are subject to change at any time without notice. Limited time offer.
Minimum $500 deposit. Terms and conditions apply, please ask us for further details.

Talk to one of our local experts to discuss all things retirement and how we can help you reach your goals! Contact us Contact Us

 

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5.9% on Balance Transfers

Enjoy Peace of Mind with 5.9% on Balance Transfers for 6 Months 

We’re always looking for ways to help you get ahead with your finances. That’s why we want to offer you a special 5.9% annual interest rate on balance transfers to any VantageOne Collabria* credit card¹.

By taking advantage of this special rate, you’ll get to:

  • Consolidate your balances and pay only one interest rate on balances
  • Save on annual fees from multiple cards²
  • Enjoy this 5.9% balance transfer rate on as many balance transfers as your credit card limit allows for the next six months from the date of transfer³

This offer expires on January 31, 2021. All you have to do is log on to MyCardInfo and select Account Services > Balance Transfer, then follow the prompts to initiate your balance transfer.  MyCardInfo

Remember that we never charge you any fees for balance transfers to your VantageOne Collabria credit card. After all, your financial wellbeing is our priority!

For more details, call Cardholder Services at 1.855.341.4643

Don’t have a card yet? Apply now!

 

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